SoFi Technologies Inc (SOFI) Stock Price Today—Real Time Charts and Quotes

Q: What's the stock price of SoFi Technologies Inc (SOFI) today?

SoFi Technologies Inc (SOFI) is currently trading at $19.6, with a 24h change of +1.39%. The 52-week trading range is $14.93–$19.55.

Q: What are the 52-week high and low prices for SoFi Technologies Inc (SOFI)?

SOFI has a 52-week high of $19.55 and a 52-week low of $14.93, with the current price at $19.6.

Q: What is the price-to-earnings (P/E) ratio of SoFi Technologies Inc (SOFI)? What does it indicate?

The current P/E ratio (TTM) of SOFI is 62.55851657940663, indicating how much investors pay for each dollar of earnings. A higher P/E ratio often reflects stronger growth expectations, while a lower P/E ratio may suggest a more attractive valuation or slower growth. Comparing it with the average P/E of the Financial - Credit Services industry for a better context.

Q: What is the market cap of SoFi Technologies Inc (SOFI)?

SoFi Technologies Inc (SOFI) currently has a market cap of approximately $23.96B.

Q: What is the most recent quarterly earnings per share (EPS) for SoFi Technologies Inc (SOFI)?

SoFi Technologies Inc (SOFI)'s diluted earnings per share (Diluted EPS) is 0.3936372929871192. EPS = Net Income / Total Diluted Shares, which is a key metric for measuring a company's profitability.

Q: Should you buy or sell SoFi Technologies Inc (SOFI) now?

As of now, SOFI is trading at $19.6, with a P/E ratio of 62.55851657940663 and a diluted EPS of 0.3936372929871192. Your buy or sell decisions should be based on your investment goals and risk tolerance. We recommend making an overall judgment by considering SoFi Technologies Inc's financial reports, the outlook of the Financial - Credit Services sector, and your own holdings. Investing involves risk—please make decisions prudently.

Q: What factors can affect the stock price of SoFi Technologies Inc (SOFI)?

Key factors include: company quarterly reports (revenue, EPS), competition and trends in the Financial - Credit Services sector, macroeconomic environment (interest rate, inflation), market sentiment, as well as major events like product releases and mergers & acquisitions.

Q: How to buy SoFi Technologies Inc (SOFI) stock?

You can buy SoFi Technologies Inc (SOFI) through Gate. Sign up for a Gate account and complete identity verification, then go to the SoFi Technologies Inc trading page to make a purchase. Gate supports fractional share trading, so you can start investing without buying a whole share.

$19,60

+$0,27(+%1,39)

*Data last updated: 2026-04-16 11:15 (UTC+8)

As of 2026-04-16 11:15, SoFi Technologies Inc (SOFI) is priced at $19,60, with a total market cap of $23,96B, a P/E ratio of 62,55, and a dividend yield of %0,00. Today, the stock price fluctuated between $19,31 and $19,65. The current price is %1,50 above the day's low and %0,25 below the day's high, with a trading volume of 69,03M. Over the past 52 weeks, SOFI has traded between $14,93 to $19,55, and the current price is +%0,25 away from the 52-week high.

SOFI Key Stats

Yesterday's Close$17,91

Market Cap$23,96B

Volume69,03M

P/E Ratio62,55

Dividend Yield (TTM)%0,00

Diluted EPS (TTM)0,39

Net Income (FY)$481,32M

Revenue (FY)$4,76B

Earnings Date2026-04-29

EPS Estimate0,12

Revenue Estimate$1,04B

Shares Outstanding1,33B

Beta (1Y)2.251

About SOFI

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

SectorFinancial Services

IndustryFinancial - Credit Services

CEOAnthony J. Noto

HeadquartersSan Francisco,CA,US

Official Websitehttps://www.sofi.com

Employees (FY)6,10K

Average Revenue (1Y)$781,90K

Net Income per Employee$78,90K

Learn More about SoFi Technologies Inc (SOFI)

Gate Learn Articles

SOFI Stock Price Forecast: What’s the Outlook for 2025?

Receive clear, concise analysis of SOFI stock price forecasts through the latest news and research, covering key growth drivers, analyst price targets, and investment disclaimers. This guide provides investors new to SOFI with information to assist in identifying potential investment opportunities.

2025-08-14

Breaking the Banking Barrier — SoFi Technologies, Inc. Makes Cryptocurrency Trading Available to Bank Customers for the First Time

SoFi, a U.S. nationally chartered bank, has introduced "SoFi Crypto," allowing clients to buy and sell Bitcoin, Ethereum, and Solana directly through its banking app. This marks a new era of integration between traditional banking and blockchain technology.

2025-11-13

SoFi Stock Surges 32% in Three Months: Capitalizing on the Digital Refinancing Boom

In March 2025, SoFi's stock price soared by 32%. What are the growth drivers behind this? This article interprets the opportunities for digital refinancing, the expansion of platform ecosystems, and the latest financial data, providing layout ideas for novice investors.

2025-06-19

Blogs

Banking on Blockchain: SoFiUSD Launches on Ethereum—How Regulated Stablecoins Are Transforming Cross-Border Payments and Market Dynamics

SoFi Bank has launched SoFiUSD on Ethereum, becoming the first federally insured bank in the United States to issue a stablecoin on a public blockchain. This article examines its partnership with Mastercard, the potential impact on the USDT/USDC landscape, and emerging industry trends.

2026-03-10

SoFi Partners with Mastercard: SoFiUSD Integrated into Global Payment and Settlement Network

SoFi and Mastercard Expand Partnership, Integrating Compliant Stablecoin SoFiUSD for Global Payment Network Settlement This article provides an in-depth analysis of the event’s background, on-chain data, industry impact, and possible future developments.

2026-03-04

SoFi Opens Solana On-Chain Deposits: A Historic Convergence of Banking and Public Blockchain

SoFi Bank Announces Support for Direct Deposits on the Solana Network, Becoming the First Nationwide Bank to Integrate a Public Blockchain On-Chain. This article provides an in-depth analysis of the structural impact of this move on the banking industry, the Solana ecosystem, and regulatory compliance processes.

2026-02-28

SoFi Technologies Inc (SOFI) FAQ

What's the stock price of SoFi Technologies Inc (SOFI) today?

SoFi Technologies Inc (SOFI) is currently trading at $19,60, with a 24h change of +%1,39. The 52-week trading range is $14,93–$19,55.

What are the 52-week high and low prices for SoFi Technologies Inc (SOFI)?

What is the price-to-earnings (P/E) ratio of SoFi Technologies Inc (SOFI)? What does it indicate?

What is the market cap of SoFi Technologies Inc (SOFI)?

What is the most recent quarterly earnings per share (EPS) for SoFi Technologies Inc (SOFI)?

Should you buy or sell SoFi Technologies Inc (SOFI) now?

What factors can affect the stock price of SoFi Technologies Inc (SOFI)?

How to buy SoFi Technologies Inc (SOFI) stock?

Risk Warning

The stock market involves a high level of risk and price volatility. The value of your investment may increase or decrease, and you may not recover the full amount invested. Past performance is not a reliable indicator of future results. Before making any investment decisions, you should carefully assess your investment experience, financial situation, investment objectives, and risk tolerance, and conduct your own research. Where appropriate, consult an independent financial adviser.

Disclaimer

The content on this page is provided for informational purposes only and does not constitute investment advice, financial advice, or trading recommendations. Gate shall not be held liable for any loss or damage resulting from such financial decisions. Further, take note that Gate may not be able to provide full service in certain markets and jurisdictions, including but not limited to the United States of America, Canada, Iran, and Cuba. For more information on Restricted Locations, please refer to the User Agreement.

Other Trading Markets

SOFI

CFD

Trade

SoFi Technologies Inc (SOFI) Latest News

2026-04-01 06:06

Musk denies SpaceX IPO excludes Robinhood and SoFi; retail investors still have opportunities

Gate News reports that Elon Musk recently denied the rumors that SpaceX’s upcoming IPO would exclude Robinhood Markets (HOOD) and SoFi Technologies (SOFI). Previously, Reuters reported that Morgan Stanley’s E*Trade might take the lead in selling SpaceX shares to retail investors in the United States, while Robinhood and SoFi could be unable to participate—raising concerns among retail investors. Musk clarified that these rumors are false, and retail-friendly platforms have not been excluded from the IPO. Currently, SpaceX plans to reserve about 30% of the IPO for retail investors, far above the usual 5%-10%. The IPO is expected to raise up to $75 billion, with a valuation approaching $1.75 trillion. This means young investors still have the opportunity to participate through platforms like Robinhood. As of February 2026, Robinhood reported 27.4 million paid users and total assets of $314 billion. Its user base’s average age is around 35, which closely overlaps with the fan base of Tesla and SpaceX. Therefore, Robinhood plays a key role in this IPO. SOFI is also actively seeking participation opportunities and is competing with E*Trade and Fidelity for retail allocations. Following Reuters’ initial report, Robinhood’s stock, HOOD, briefly fell about 2%. Musk’s clarification indicates that SpaceX’s IPO plan remains on schedule, with a listing expected in June 2026, but whether Robinhood can secure an official distribution channel role has not yet been finalized. Analysts believe Musk’s statement stabilizes market expectations and also reassures retail investors about participating in what could be the largest IPO in history. If the IPO proceeds smoothly, Robinhood and SoFi may become important channels for retail investors to access SpaceX investments, while simultaneously further strengthening young investors’ participation in IPOs of high-growth technology companies.

2026-03-31 00:21

Hindenburg is shorting the U.S. crypto-friendly bank SoFi, accusing it of allegedly inflating profits by $1 billion.

Gate News reports that on March 31, the short-selling firm Muddy Waters released its latest report, announcing that it has established a short position in SoFi Technologies, Inc. (SOFI), the United States' first nationwide chartered bank supporting Bitcoin and cryptocurrency trading. The report accuses SOFI’s management of allegedly recording $312 million in loans from JPMorgan Chase as “loan sales,” thereby artificially inflating reported profits to secure management bonuses, while shareholders would bear approximately 15% in annual dilution. Muddy Waters points out that UCC filing documents from Utah show that JPMorgan Chase was the “senior lender” in the relevant transactions, not the asset buyer, which contradicts SOFI’s accounting treatment. The report believes that SOFI will ultimately have to restate the $312 million transaction, which could lead to a restatement of about $1 billion in previously reported EBITDA, and its actual capital adequacy ratio will be significantly reduced. Additionally, the report accuses SOFI of using a “secured loan” program to support its unrealistic fair-value markings on personal loans, in order to maintain its financial narrative.

2026-03-07 00:06

BitGo provides stablecoin infrastructure services for SoFiUSD and supports institutional distribution.

Gate News Report, March 7 — BitGo announced that its subsidiary, BitGo Bank & Trust, has been selected to provide infrastructure services for SoFiUSD stablecoin and support its distribution. SoFiUSD, issued by SoFi Bank, is the first U.S. nationally chartered and insured depository bank to issue a dollar stablecoin on a public, permissionless blockchain. BitGo will provide technology and operational infrastructure for SoFiUSD through its "Stablecoin-as-a-Service" platform, as well as institutional access and application support.

2026-03-03 12:11

SoFi and Mastercard collaborate to support the settlement of SoFiUSD stablecoin on the global payment network

BlockBeats news, March 3 — SoFi, the first nationwide licensed bank in the United States offering Bitcoin and cryptocurrency trading, announced plans to provide SoFiUSD as a settlement currency through Mastercard's global payment network. SoFi's technology platform Galileo is expected to be among the first to offer SoFiUSD settlement transaction options for its payment card customers and their issuing banks. Mastercard and SoFi also stated that they will explore more interoperability applications across stablecoins, fiat currencies, and tokenized assets, including programmable treasury applications and new payment and fund flow scenarios, subject to regulatory considerations.

2026-02-28 01:02

American crypto chartered bank SoFi now supports deposit functionality on the Solana network

BlockBeats News: On February 28, the first nationwide licensed bank in the United States to offer Bitcoin and cryptocurrency trading, SoFi, now supports Solana network deposits. Customers can make deposits directly through their banking app.

Hot Posts About SoFi Technologies Inc (SOFI)

governance_ghost

4 minutes ago

So Chamath Palihapitiya is back in the SPAC game. After sitting out for a few years, he just filed to launch American Exceptionalism Acquisition Corp., looking to raise $250 million. The ticker will be AEXA once it goes public, and he's hunting for targets in energy, AI, DeFi, or defense. Here's the thing—if you lived through 2020-2021, you remember the SPAC craze. Hundreds of blank-check companies flooded the market, and Chamath was basically the poster child for the whole movement. He launched six major SPACs in that run (IPOA through IPOF), and honestly, the track record is pretty sobering if you're thinking about jumping in again. Out of his six main blank-check companies, only one actually made money for investors who bought in early and held on. SoFi was the winner, up 130% from the original $10 offering price. Virgin Galactic, Opendoor, and Clover Health all lost significant value—down 98.5%, 64.2%, and 75% respectively. Two of them never even found targets and just returned capital. If you'd thrown $10,000 into each of those six SPACs, you'd have around $46,750 today. That's a rough look. Now, Chamath is claiming this time is different. And to be fair, there are some structural changes worth noting. No warrants this time—those were a huge part of the old SPAC structure and attracted a lot of speculators. More importantly, his founder shares won't vest unless the stock pops 50% after the merger closes. So theoretically, his interests are actually aligned with investors for once. But here's what you need to understand before you buy in: you have no idea what you're actually investing in. You're putting up $10 per share on faith that Chamath will find a good company at a reasonable valuation. And historically, SPAC targets tend to be early-stage growth companies with unproven business models. Even SoFi, the success story, wasn't profitable or fully licensed when it went public via SPAC. The broader point is that SPACs are speculative by nature. The 2020-2021 boom showed us that having a famous sponsor doesn't guarantee returns. If you're considering this, keep your position small and only use money you can afford to lose. That's just basic risk management.

GateUser-f0f4423f

6 hours ago

$SOFI weekly 53% correction and 54% correction. It's normal volatility for this stock, but many can't stomach it, which is also okay. Correction completion to be confirmed with a reclaim of the Bull Market Support Band only! Currently around $21

AirdropworkerZhang

13 hours ago

Well, this week has been an interesting one in the market. So much has happened in the last 24 hours that it's mind-boggling. First, about Anthropic and all the noise with the Pentagon. The company refused to lift safety restrictions on their model, and the government responded by ordering all federal agencies to cease working with them. Contracts worth $200 million were simply thrown out. President Trump issued an order. Sam Altman from OpenAI supported their safety stance. And then it heated up: some say it's a victory for principles, that the company stood up for AI ethics and refused hundreds of millions for that. Others counter that if the US doesn’t develop these technologies, China and Russia will start working on them. A classic debate — ethics versus national security. Personally, I think it reflects a deeper trend: the boundaries between tech companies and the government are becoming increasingly blurred. And then there’s this — OpenAI closed a funding round worth $110 billion. NVIDIA invested $30 billion, Amazon could provide $50 billion. In four months, they attracted over $40 billion. Revenue is expected to reach $130 billion in 2025, but losses could exceed $115 billion. And here’s where it gets interesting: a Wall Street veteran wrote that, after 45 years of working, he’s never seen the three smartest investors pay $110 billion for a company with losses. It looks like a typical bubble, honestly. Although supporters say it’s just necessary infrastructure investments, that competition among large models is a war of computing power, not current profitability. But critics see this as a new tech bubble, like during the internet era. The key question remains: are these investments in the future or just a capitalist boom? As for Block — it’s a very interesting situation. Jack Dorsey cut 40% of staff, about 4,000 people. But importantly: layoffs in the engineering team reached 70%. Dorsey said at a conference that since September, the average code output per engineer has increased by 40% thanks to AI tools. Wow! Some say this proves AI is truly replacing humans. Others believe it’s just normalization after excessive hiring during the pandemic, when staff was 3,800 and then grew to 10,000. But the market reacted positively — shares rose 24%. In any case, it raises big questions about employment structures in the age of AI. On the crypto-ETF front, the race continues. Bitwise applied for a spot XRP ETF. Major institutions with about $7 trillion in assets are pushing for registration for Bitcoin and Ethereum. One analyst called this a potential entry point for traditional funds — these institutions have 16,000 investment advisors, which he compared to a huge network of boomer funds. Optimists see this as a massive influx of long-term capital. Skeptics ask: if this is such good news, why is market capitalization still at $1.3 trillion? Good question, by the way. Paradigm — a top crypto venture firm — plans to raise $1.5 billion for a new fund and expand investments in AI and robotics. They previously invested in Coinbase, Uniswap, dYdX. Some see this as a natural merger of crypto capital and AI tech, a new cross-ecosystem. Others think it’s just a search for new narratives for growth, since the crypto market has slowed down. One commentator joked that eventually all crypto companies will become real tech firms. But there’s also a more neutral view: it’s just a logical expansion for a venture firm. On the Ethereum front, Vitalik rarely provided specific roadmap dates. In 2026, ZK-EVM client participation in network validation will begin at about 5%, with gradual increases in 2027. The long-term goal is a 3-of-5 system. It’s rare for Vitalik to give concrete timelines, so the community perceives this as a sign that the plan is already very defined. But there are technical concerns: what if systemic issues arise with ZK-EVM? Or the network gradually concentrates on large nodes? Morpho currently outperforms AAVE in the environment. It only fell 39% from its peak but has grown 155% since the start of the year. Researchers attribute this to management structure — Morpho doesn’t have internal wars between Labs, DAO, and the team. AAVE often faces management disputes. Though not everyone agrees: some think Morpho’s advantages are more in low circulation and distribution than in governance. SoFi — a licensed American bank — now supports access to assets on Solana. 13.7 million users can directly hold and transfer SOL within the banking app, without using exchanges. This is seen as an important signal of traditional finance integrating with blockchain. But there are privacy concerns — all transactions are through KYC, which could weaken anonymity. In the Base ecosystem, experiments with AI Agents are intensifying. DX Terminal Pro launched agent trading, with a volume of $4.5 million in the first hour. Towns App allows agents to open positions directly in chats with support for Apple Pay and USDC. This is seen as early research into native agent applications. The open story with OpenAI: the company fired an employee who used internal information to trade on Polymarket and Kalshi. This sparked discussions about information asymmetry in prediction markets. Hyperliquid — the only digital asset project to turn profitable. Unrealized profit is about $356 million. The project holds 17 million HYPE tokens and uses OTC transactions and buyback mechanisms, providing an interactive NAV dashboard. Overall, the week showed that the industry is at a crossroads. On one side, huge investments in AI and integration of crypto into traditional finance. On the other, questions about bubbles, employment, regulation, and where all this is heading. Interesting times, as they say.

SoFi Technologies Inc Price