Bringing XRP into the credit market is quite aggressive, but it also means higher systemic risk needs to be managed.

Common XRP myths include claims that Ripple fully controls the XRP Ledger, or that XRP supply can be endlessly printed, both of which are false. In reality, XRP has a fixed supply of 100 billion tokens created at launch, and the ledger operates on a public decentralized consensus system. Experts emphasize that much of the confusion comes from misinformation and misunderstanding of how XRP and the XRP Ledger actually function. #CryptoGuide

Turning XRP from a "toll fee" into an "interest-earning asset"—that’s the right approach.