Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
307,586,833
0.000454%/
0.000499%
/4.38%
0.000622%
/5.45%
btc
BTC
2,854
243.38M USDT
0.000301%/
0.000331%
/2.90%
0.000364%
/3.19%
eth
ETH
6,463
10.43M USDT
0.000252%/
0.000351%
/3.08%
0.000305%
/2.68%
xrp
XRP
18,498,238
38.86M USDT
0.000542%/
0.000952%
/8.34%
0.001040%
/9.12%
doge
DOGE
187,847,969
29.88M USDT
0.000407%/
0.000448%
/3.93%
0.000653%
/5.73%
ondo
ONDO
23,694,014
20.12M USDT
0.000900%/
0.001129%
/9.90%
0.001088%
/9.54%
usdc
USDC
14,432,340
0.000383%/
0.000711%
/6.23%
0.001102%
/9.66%
shib
SHIB
997,121,167,389
11.95M USDT
0.000262%/
0.000288%
/2.53%
0.000611%
/5.36%
bnb
BNB
19,988
11.85M USDT
0.003301%/
0.006169%
/54.05%
0.004681%
/41.01%
ltc
LTC
139,146
10.63M USDT
0.000573%/
0.000631%
/5.53%
0.000694%
/6.08%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?