I used to be quite stubborn, always saying "I only look at the chain," with positions, collateral ratios, and liquidation lines laid out one by one, feeling more solid than watching K-line charts.

But when I was really close to the red line, just three steps away, no matter how clear the on-chain data was, I still couldn't stop my hands from trembling...
My current approach is very simple: don't leverage up for now, pay back what you can, or just reduce your position to improve your health, better to earn less than to get blown up by a single needle.
Also, check the authorization and auto-renewal settings first—sometimes multi-signature vault operations are slow, don’t expect to sign at the last minute.

During this airdrop season, everyone feels like clocking in at work because of the point system, and the task platforms even act like anti-witchcraft, making the competition fiercer and easier to forget that your lending positions are heating up.
Honestly, the most expensive thing before liquidation isn’t the interest; it’s that emotional feeling of "I can still hold on."
I’m also adjusting: I look at on-chain data, but I also have to admit emotions—if you can’t hold, withdraw early and forget it.