Huishang Bank: Net profit of approximately 16.93 billion yuan in 2025, a year-on-year increase of about 6.3%

Recently, Huishang Bank issued a positive profit forecast, stating that based on the group’s unaudited comprehensive management accounts, by the end of 2025, the group’s total assets will exceed RMB 2.3 trillion, a year-on-year increase of approximately 15.5%; operating income will be about RMB 37.67 billion, up about 1.2% year-on-year; net profit will be approximately RMB 16.93 billion, an increase of about 6.3% year-on-year; asset quality continues to improve, with a non-performing loan ratio of about 0.98%, down approximately 0.01 percentage points from the end of the previous year, and a non-performing loan provision coverage ratio of about 278.8%.

The announcement indicates that, based on currently available data, Huishang Bank believes the main reasons for the group’s improved performance in 2025 are:坚持服务实体经济，加大重点领域信贷投放，协同推进业务均衡发展；持续优化资产结构，抓好负债管理；多措并举推进不良资产处置与风险化解，成效良好。