Hainan adjusts the property price determination for second-hand housing provident fund loans

2026-03-10 18:14:18

Hainan Housing Provident Fund Management Bureau issued a notice regarding the adjustment of property price recognition for second-hand housing provident fund loans. It states that if the property price specified in the borrower’s loan application contract does not exceed 1.1 times the online property appraisal value (including), the property price will be recognized based on the lower of the online signed contract price and the tax invoice price. If the property price specified in the loan application contract exceeds 1.1 times the online property appraisal value (excluding), the property price will generally be recognized based on the lowest of the online signed contract price, tax invoice price, and online property appraisal value.

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