The five-year DCA strategy has brought Bitcoin investors 72% net profit - ForkLog: cryptocurrencies, AI, singularity, the future

Five-year DCA strategy has yielded 72% net profit for Bitcoin investors

Regularly purchasing the first cryptocurrency with a fixed amount regardless of market conditions results in double-digit returns over a five-year horizon, according to DCA strategy simulation data.

With weekly investments of $250 starting in 2021, the total invested amount would be $65,500. During this period, the accumulated volume could reach 1.59 BTC at an average rate of $41,027.

At the current price of around $70,700, the value of such a portfolio is estimated at $112,920. The net profit in this case reaches 72.4%.

DCA strategy calculator for Bitcoin. Source: Newhedge At the cycle peak in October 2025, when the price was about $126,000, the value of these assets would reach $187,500.

For comparison: holding coins passively for five years would yield an average annual return of only 18%.

Source: Curvo The difference in entry points becomes clear when analyzing shorter periods. If investing weekly from January 2024, the total amount invested would be $26,250. In this scenario, the investor would accumulate 0.33 BTC at an average purchase price of $77,247.

At the time of writing, this portfolio is worth about $24,000 — an 8.3% loss. If Bitcoin’s price recovers to $100,000, the asset valuation would rise to $33,900, and at peak values, reach $38,500.

Comparison with S&P 500

Earlier, Swan Bitcoin analyst Adam Livingston compared the effectiveness of DCA for Bitcoin and the stock market over a five-year period.

The S&P 500 has now outperformed Bitcoin by over 4x in the last 5 years.

Even after 2 massive Bitcoin crashes in the last 5 years, you still would have outperformed the S&P by almost 20% by DCAing.

$100 DCA:

SPY: $37,470 (profit +$11,370, +43.6%)
Bitcoin: $42,508 (profit… pic.twitter.com/BoBK5zRwlT)

— Adam Livingston (@AdamBLiv) February 19, 2026

With weekly investments of $100, the strategy yielded $42,508 in the first cryptocurrency compared to $37,470 in the S&P 500 index. The return was 62.9% versus 43.6%, respectively.

According to the expert, regular Bitcoin purchases during dips historically provide higher total returns despite volatility.

A similar trend is observed when increasing contributions to $250 per week over five years: Bitcoin again outperforms the S&P 500 in returns, although gold remains the leader in this comparison.

Source: Newhedge Recall that in early March, Bitcoin’s price rose above $74,000 for the first time in a month. CryptoQuant analysts described this rise as a short-term rebound.