Synchrony Financial Balances Mixed Q4 Results With Capital Returns Focus

2026-02-06 20:49:37

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Synchrony Financial reported mixed Q4 results, with adjusted earnings per share exceeding expectations but a cautious net revenue outlook for 2025. The company emphasized digital engagement, new products, and partner renewals, alongside moderating consumer spending and potential interest rate impacts. While net interest income rose, net income declined, though net charge-offs decreased, supporting a focus on capital returns through share repurchases and dividends.

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