The 5 most popular gold savings options in 2025: Which one should you choose to suit your preferences?

Want to save gold but don’t know how? This year, the number of gold savings platforms has increased significantly, but not all are suitable for you. Today, I will review the 5 most popular gold saving programs and compare them in detail.

GOLD NOW - For those who love established brands

This is Hua Seng Heng, with over 70 years of reputation and backed by leading banks, making many investors trust it.

The highlight of GOLD NOW is that it has two modes: “Save NOW” starting at 1,000 Baht for flexible savings, and “GOLD NOW” which allows direct buying and selling of gold bars from 5 Baht, catering to both savers and traders.

Fees: Approximately 3-5 Baht per transaction when exchanging gold, starting from 1 salueng (about 15.2 grams).

MTS Gold Blockchain - Using Blockchain technology

A gold savings system that utilizes Blockchain to store data, the same system used by banks and crypto platforms. Security is unquestionable.

What makes people choose: Very low initial investment, just 100-150 Baht or 0.1 grams, with 24/7 buy-sell capability, no holidays, and no transaction fees.

Exchange: Blockchain fee applies when converting to real gold, with a minimum of 1 gram. You can send via mail or pick up at branches.

Get Gold - 24-hour global spot market prices

The goal of saving gold at YLG is to get real-time gold prices according to the global market, without waiting for market hours.

Saving program: Starting at 100 Baht, with options for daily or automatic savings. Buy-sell 24/7.

Fees: No transaction fees within the system, but there are blockchain and withdrawal fees that require further information.

Suitable for: People who follow global gold price trends.

Ausiris Gold Saving - Automatic average purchase system

If you’re not into managing things yourself, Ausiris is the answer. Set a minimum savings amount of 1,000 Baht/month and let the system handle it.

This system doesn’t just exchange once; it trades every business day at 4:00 PM based on the Gold Trade Association price. The system is self-created.

Gold exchange threshold: The lowest among others, just 0.3 grams.

ARR Gold Saving - Most convenient with the most branches

Aurora has over 260 branches, making it the most convenient for physical gold pickup.

Starting: 100 Baht via the website. No transaction fees. Gold can be exchanged when reaching 1 salueng ( approximately 3.78 grams).

Quick comparison

Who is gold saving really suitable for?

Students/Start working: 100 Baht from anywhere. The earlier you start, the better. Accumulating over years will surprise you.

Freelancers/Independent workers: Choose a flexible program. Good months, save more; tough months, save less.

Long-term planning for 10-20 years: Gold helps hedge against inflation. Use DCA system to continuously buy, which is better.

Cautious individuals: Fear stocks but want better returns than savings at government banks. Gold diversification is the best.

Steps to start saving gold

Step 1: Choose a platform based on your lifestyle. Do you want an automatic system or manual saving? Easy gold exchange needed?

Step 2: Download the app, upload ID card and bank book for e-KYC, and pass.

Step 3: Transfer money via QR code or link your bank account. Once the money is in, it converts to gold weight based on current prices.

Step 4: When reaching the threshold, choose to withdraw as cash (lock in profits) or exchange for real gold (long-term storage).

How does gold saving help?

Safety: Gold is a safe haven asset that naturally holds value. When other markets crash heavily, gold often stands firm.

Inflation hedge: Gold prices follow the cost of living. Over 10-20 years, your money won’t depreciate.

Discipline building: Especially with automatic systems, it forces regular saving, turning into a good habit.

High liquidity: Need cash? Sell immediately. No need to keep gold at home in old-fashioned conditions.

Precautions

Price volatility: Short-term gold prices fluctuate. Think long-term, not for quick speculation.

No interest: Returns come only from price differences, unlike stocks that pay dividends.

Choose established companies: This is crucial. Select old, reputable brands with physical stores. Beware of promises of high returns.

Hidden costs: Blockchain fees, premiums, and other charges must be included in calculations.

Summary

Is saving gold good? For most people, yes, if you understand the rules. It’s a very accessible wealth-building tool. Not a magic debt cure, but starting now with consistent savings can lead to long-term wealth. Even with just 100 Baht, it’s enough.