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Gate Square New & Returning Creator Rewards are ongoing!
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Crypto World News reports that US Bank CEO Brian Moynihan warned during Wednesday's earnings call that if Congress does not restrict interest-paying stablecoins, up to $6 trillion in deposits (about 30%-35% of total US commercial bank deposits) could shift from the US banking system to stablecoins. Moynihan stated that stablecoins are similar to money market mutual funds, with reserves mainly held in US Treasuries and other short-term instruments, rather than used for bank loans, which would lead to a reduction in the bank loan base.