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Traditional software and banking stocks stumbling out of the gate—and honestly, that makes sense. Capital's flowing toward safer ground as structural shifts reshape everything. The pressure's coming from two directions: AI reshaping how business operates, plus the whole crypto and stablecoin ecosystem offering alternatives that didn't exist before. Add policy headwinds into the mix, and it's not hard to see why institutional money's being cautious. It's not panic—it's strategic reallocation.