JPMorgan predicts that by 2026, crypto capital inflows will exceed a record of $130 billion

According to the latest news, JPMorgan Chase expects cryptocurrency capital inflows to further increase in 2026, surpassing the $130 billion record set in 2025. This forecast reflects the confidence of global financial institutions in the long-term growth of the crypto market and also provides an important reference for understanding current market trends.

New Heights in Capital Inflows

In 2025, the cryptocurrency market attracted $130 billion in capital inflows, a figure that has already set a historical record. JPMorgan Chase’s prediction indicates that this trend of capital inflow has not peaked and is expected to continue growing in 2026.

Behind this sustained growth in capital inflows are several key market phenomena:

• Rising recognition of crypto assets by traditional financial institutions
• Increased willingness of institutional investors to allocate to crypto assets
• Support from a macro environment with ample market liquidity
• Gradual establishment of crypto assets as a tool for asset allocation

Why JPMorgan Chase Is Optimistic About 2026

JPMorgan CEO Jamie Dimon recently stated during a quarterly earnings call that the US economy remains resilient, consumers continue to spend, and companies generally stay healthy. This economic fundamental support provides a foundation for capital inflows.

More importantly, JPMorgan Chase anticipates that policies such as fiscal stimulus and deregulation will continue to support economic activity. These macro factors often drive investors to increase allocations across various assets, including cryptocurrencies.

Supportive Policy Environment

According to the latest information, the Trump administration is signaling pro-growth measures, and Wall Street generally expects an economic stimulus cycle in 2026. JPMorgan Chase believes that this policy environment will create space for inflation to slow down, thereby opening a window for further economic stimulus.

Such accommodative policy expectations tend to push liquidity toward risk assets, and cryptocurrencies, as high-risk assets, typically benefit from this liquidity environment.

Abundant Market Liquidity

JPMorgan Chase’s trading division has recently shown a cautious attitude toward US stocks, but this precisely indicates a high level of market concern about liquidity. In the context of relatively loose global central bank policies and strong expectations for fiscal stimulus, the motivation for capital to seek returns remains.

Risks That Cannot Be Ignored

It is worth noting that JPMorgan Chase CFO Jeremy Barnum recently warned that interest-bearing stablecoins could form a “dangerous parallel banking system.” This indicates that even though JPMorgan Chase is optimistic about crypto capital inflows, it remains sober about industry risks.

Additionally, JPMorgan Chase has overturned its previous forecast of a Fed rate cut in 2026 and now expects the Federal Reserve to raise interest rates in 2027. This uncertainty in the interest rate environment could impact capital flows.

Future Outlook

Based on JPMorgan Chase’s forecast and the current market environment, cryptocurrency capital inflows are expected to continue growing in 2026. However, this growth is not linear—it may be influenced by factors such as:

• Final confirmation of the Fed’s policy direction
• Evolution of geopolitical situations
• Actual inflation data
• Government regulation attitudes toward crypto assets

While JPMorgan Chase predicts increased capital inflows, it also clearly states that the market may underestimate potential risks. This reminds investors that, while optimistic about long-term trends, they should also remain vigilant about short-term volatility.

Summary

JPMorgan Chase forecasts that cryptocurrency capital inflows in 2026 will surpass the $130 billion record set in 2025, reflecting the long-term optimism of global financial institutions toward the crypto market. Economic resilience, policy stimulus expectations, and abundant liquidity are the main factors supporting this forecast.

However, factors such as a shift in Fed policies and stablecoin risks also remind us that the growth of the crypto market is not without risks. For investors, understanding the perspectives of institutions like JPMorgan Chase is important, but it is even more crucial to recognize the uncertainties that still exist in the market. The crypto market in 2026 may see a new peak in capital, but its path will not be smooth sailing.