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The truth behind the payment giants' layout of stablecoins is actually very simple—it's not about the blockchain itself, but about payment efficiency.
Imagine a scenario: companies need to pay employees, settle platforms, or make cross-border remittances, which are limited by banking hours in the traditional banking model. But if stablecoins are integrated into the payment network and directly connected to users' digital wallets, it would be a completely different story. Money can flow 24/7, with second-level settlement, and bank closures don't affect the business at all.
This is the key—it's not a technological revolution, but a scene revolution. The new era of payments is quietly arriving.