Have you actually used crypto as a payment method in real transactions? It's an interesting question worth reflecting on. While blockchain technology has evolved significantly, mainstream adoption for everyday purchases remains relatively niche. Most crypto holders still treat their assets as long-term investments rather than transactional currency. The barriers are real—volatility concerns, tax implications, merchant acceptance, and network fees all factor into the decision. Yet there's something notable about those who do: they're often early adopters testing the actual utility of cryptocurrency beyond speculation. The gap between crypto's potential as a payment system and its current practical use reveals a lot about where the technology truly stands in real-world applications.