There has been an interesting development recently regarding XRP price forecasts. The token, currently trading at around $1.41, has experienced a 2.89% decrease over the past 24 hours, but the most significant progress is quietly continuing in the background. A major modernization process has begun on the core infrastructure of XRPL. According to statements from lead developer Denis Angell, the foundation of its deposit system is being completely rebuilt. This work may seem boring, but it is critically important. Six active workflows—telemetry, naming system, type safety, restructuring, and documentation—are progressing in parallel. As Angell mentioned, it’s boring work, but necessary for the network’s long-term competitiveness. From a technical perspective, most XRP price prediction models remain cautious. The current level of $1.41 is just below the 50-day moving average of $1.40–$1.42. The 200-day average is around $2.04–$2.07. XRP, which has fallen about 36% since the beginning of the year, has found strong support in the $1.27–$1.29 range. If this level is broken, a more significant decline toward the $1.10 range could occur. Looking at market fear indicators, the current situation either shows a sharp reversal or capitulation sentiment before a final wave of selling, based on historical patterns. The target of $2.04 by September 2026 appears theoretically achievable, but it requires a consistent, unseen buying pressure in the market. What’s interesting is that, considering XRP’s current valuation, it has asymmetric upside potential compared to early-stage assets. Especially, such infrastructure layer updates could influence price performance in the long term. Therefore, those making XRP price forecasts should also consider these background developments. While short-term resistance and support levels are important, these project-level efforts may represent value not yet priced into the market.

A dark defender of XRP just shared that this token is far from finished. With the upcoming developments in the pipeline, XRP could really make a difference. Currently at $1.41, the price has decreased by 2.89% over 24 hours, but the market capitalization remains solid at $86.87 billion. This is the kind of project where dark defenders always say that the real potential comes later. XRP continues to attract traders who are watching for the next steps. Keep a close eye on it.

I had an interesting observation about what's happening with XRP and the payment narrative that has always been central to Ripple. Did you see that FedNow, the Federal Reserve's instant payment system, is starting to gain traction? Yeah. That changes the game quite a bit. For years, XRP's use case was almost uncontested — a fast, inexpensive solution for international transfers. But now we have an official player from the traditional financial system offering something similar, only with institutional trust already built in. FedNow isn't blockchain, that's true. But for most banks and institutions, that's exactly what they wanted. A fast, secure, regulated system that doesn't involve complex cryptography. It's the solution that solves the problem without bringing the risks that many still associate with XRP. The price of XRP today is at $1.41, down 2.82% in the last 24 hours. Nothing catastrophic, but it reflects this quiet pressure the market is feeling. It's not that XRP will disappear — Ripple has solid partnerships and real use cases. But that hype of being the ultimate solution for global payments? That is being gradually eroded. What I see is that the narrative needs to evolve. FedNow will capture a significant segment of transfers that might have previously gone to XRP. Not due to lack of technology, but due to lack of institutional adoption. And now that banks have an official alternative, why would they risk crypto? This doesn't completely invalidate XRP, but it forces a repositioning. Maybe the future is less about mainstream payments and more about specific niches where blockchain still offers clear advantages. It will be interesting to see how Ripple responds to this in the coming months.