US Consumer Credit Rises Much more than Expected in December

EthereumCraftsman · 2026-02-06T20:10:18+00:00

US consumer credit saw a significant increase of $24.05 billion in December 2025, exceeding expectations and marking a 5.7% annual growth. Revolving credit rose by $13.85 billion, reversing a previous decline, while nonrevolving credit grew by $10.20 billion.

EthereumCraftsman

2026-02-06 20:10:18

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Total US consumer credit rose by $24.05 billion in December 2025, following an upwardly revised $4.70 billion gain in November and way above market expectations of an $8 billion increase. It is equivalent to an increase of about 5.7% at an annual rate. Revolving credit increased by $13.85 billion in December, after decreasing $1.69 billion in November. Nonrevolving credit, which includes auto and student loans, rose $10.20 billion in December, following a $6.38 billion gain in the previous month.

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