What if humans live to 150 years old? Would the money you have now be enough?

Biotechnology has made rapid progress in recent years, and immortality might not be just a dream. But here’s the problem—inflation could last for a hundred years. How much is the cash you hold now worth by then?

Many people want to rely on holding coins to relax, but the key isn’t how much you hold, but how you spend it. Core assets (like BTC, BNB, etc.) are bound to appreciate over the long term; selling them would actually lead to losses. So what should you do? The answer is simple: don’t sell, borrow instead.

Collateralize your crypto assets and borrow stablecoins for consumption. As long as the interest rate on the loan is lower than the growth rate of your assets, your debt will be automatically diluted by inflation, while your assets continue to appreciate. This isn’t a new concept, but the emergence of lending protocols has made it accessible to ordinary people.

Imagine this: your BTC and BNB grow by 20% annually, while the stablecoin interest rate you borrow is only 5%. The 15% difference is your risk-free return. You use the borrowed money to cover today’s expenses, while your assets silently work for you in the background. Living to 150 years old without worrying about running out of money.

This is the true wealth logic that transcends time.