Friends with a monthly income below 10,000 actually have no need to talk about gold or stocks. It’s meaningless. The best way to manage your finances at this stage is to skip dinner. Skipping dinner for one day, calculated at 20 yuan, amounts to 7,000 yuan a year. Based on the current bank fixed deposit interest rate, you would need to deposit 700,000 yuan to achieve this kind of return. Plus, skipping dinner is equivalent to depositing 700,000 yuan in the bank. Follow me to learn more financial tips.

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