What's fueling the explosive growth in ETF adoption lately? There are three major factors reshaping how investors approach the market.

First up is accessibility. ETFs have democratized investing—you no longer need huge capital to diversify your portfolio. Gone are the days of needing massive minimums. Anyone can now grab a piece of different asset classes.

Second, the cost factor can't be ignored. ETF expense ratios are remarkably low compared to traditional mutual funds. Investors are increasingly price-conscious, and ETFs deliver real savings over time.

Third, market education plays a crucial role. As people become more financially literate through digital platforms and resources, they understand ETF mechanics better. They see the value proposition clearly.

Here's an interesting pattern: millennials are leading the charge. This generation is driving ETF adoption at the fastest rate. They're comfortable with digital-first investing, they value transparency, and they appreciate the cost efficiency ETFs offer. The shift is real, and it's accelerating.