When major economies impose interest rate caps on credit cards, the shockwave hits traditional finance first. A recent policy move to restrict credit card rates to 10% sent ripples through Wall Street, with major payment processors and banking giants feeling the pressure most acutely.

Visa, Mastercard, American Express, and JPMorgan Chase faced significant market headwinds following the announcement. These heavyweights in traditional financial infrastructure saw sharp declines as investors reassessed their earnings potential under tighter regulatory constraints.

For crypto participants, this moment offers perspective. While traditional finance grapples with policy restrictions that directly impact profitability, blockchain-based financial solutions operate under fundamentally different models. The contrast between centralized financial gatekeeping and decentralized finance mechanisms becomes increasingly apparent when legacy players face margin compression from government intervention.