Making money in the crypto world is only half the battle; the real test is whether you can withdraw your funds intact.

Some time ago, an old player contacted me late at night, sounding very urgent. He exchanged 300,000 USDT for fiat currency to transfer to his bank card, but when he tried to make a transfer, the system directly showed "Non-counter transaction suspended," and his account was frozen on the spot. The feeling of helplessness at that moment, I guess only those who have experienced it can understand.

But this situation doesn't need to cause too much panic. Based on experience, about 90% of such cases can be resolved. The key is to actively cooperate with the relevant departments, provide clear transaction records, chat screenshots, transfer receipts, verify your identity without issues, and the funds will eventually be unfrozen. However, this process is tedious and time-consuming, and even the most cautious people can get frustrated enough to want to smash their phone.

So over the years, I have summarized a set of operational frameworks:

**Watch the channels** — Only deal with OTC partners who have a long-term cooperation record and solid reputation. Never connect with unfamiliar accounts just for a few bucks of price difference.

**Watch the counterpart** — Have a dedicated card used only for OTC transactions, not linked to food delivery, bill payments, or transfers with others—just a clean, straightforward card.

**Watch the rhythm** — Never withdraw large amounts in one go; split the funds into multiple smaller transactions. After each withdrawal, wait two days before using the funds again.

**Watch the discipline** — Treat self-discipline as the last line of defense. I've seen too many people earn hundreds of thousands or even over a million, only to have everything fall apart at the withdrawal stage.

There are quite a few people who know how to make money, but only those who can steadily secure their profits are the veterans who survive. In the crypto space, it's never just about skills and judgment; maturity is the real dividing line.