Can Bitcoin holdings also steadily appreciate? This off-chain yield vault could become a new option

SerumDegen

2026-01-07 15:34:11

Abstract generation in progress

【区块律动】有个问题困扰不少持币者：买了比特币放在钱包里，就只能等升值，其他都做不了。最近有个项目想解决这个痛点。

他们推出了一款链下比特币收益金库，专门给长期持有BTC的人设计。逻辑很直接——你的比特币继续放着，不用动，同时还能有额外收益进账。年化收益率预计在3%到5%之间，用他们的美元结算资产USDf来支付。

这种产品思路其实挺务实的：既满足持币者对资产安全性的需求，又能在熊市或震荡行情中多增加点收入。对比特币信仰者来说，这相当于既能坚守信念，又不白白浪费时间价值。

BTC-1,89%

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BlockBargainHunter

· 01-09 12:09

3%-5% annualized? Isn't this just cutting my leeks? I'd rather put it on a lending platform.

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DeFiAlchemist

· 01-09 11:24

*adjusts alchemical instruments* the promised 3-5% transmutation feels suspiciously... stable? in this chaotic market? nah, something's off with their yield mechanics tbh

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LiquidationWatcher

· 01-09 09:16

3 to 5% annualized? That return is indeed a bit dull haha

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PanicSeller

· 01-07 16:01

Annualized 3 to 5? Is this a joke or real?

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GasWaster

· 01-07 16:00

Off-chain earnings? Why not just put them on the chain directly? There are still risks, my friend.

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DeFiVeteran

· 01-07 15:59

3-5%? Don't joke around. This return isn't even as good as just sitting back and earning.

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MetaMaximalist

· 01-07 15:56

ngl, off-chain yields on btc holdings... this is where adoption curves actually flatten tho. most plebs just don't understand the network effects of actual self-custody over some yield farming wrapper. 3-5% apy sounds cute but where's the real innovation here? been seeing this narrative recycled since defi summer, fr fr.

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MetaverseLandlady

· 01-07 15:50

3 to 5 points? It's faster if I just create a contract directly.

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