Here's an interesting phenomenon: Among the top ten in the crypto market, there's one coin that's particularly different.

It doesn't chase hype, doesn't jump on new concepts, rises slowly, and falls slowly—XRP.

A lot of people think it's "outdated." Is its technology obsolete? Should it have been eliminated long ago?

But the reality is, from 2013 to now, through multiple bull and bear cycles, it has always remained in the top ten. Why?

The answer is simple: XRP has never been an emotion-driven asset.

Its underlying logic is—global banking system, cross-border payment networks, regulatory compliance frameworks, and it's even considered a potential replacement for SWIFT.

Other coins take off based on narratives, but XRP relies on institutions, compliance, and infrastructure—these are the "hard currencies."

**Why is the price so stable?**

Just look at the on-chain data and you'll understand:

- The top 100 addresses hold an extremely high proportion of tokens
- Long-term holdings rarely move
- No dumping in bear markets, no chasing in bull markets

These are typical characteristics of institutional assets. Retail sentiment? It doesn't affect XRP.

That's why you'll find: XRP doesn't surge as aggressively, but it also doesn't crash hard.

It's not like those new blockchains driven by hot money, nor is it a meme coin that pumps on community hype.

XRP's holders aren't ordinary players—they are banks, payment processors, and regulated funds.

It won't make you rich overnight, but it also won't suddenly go to zero.

That's why some people say: XRP has the "strongest floor" in the entire industry.