There’s a small bank in Texas called Monet, with assets of less than $6 billion, that just announced it will start offering cryptocurrency loans. The owner, Andy Beal, is a billionaire poker pro and one of Trump’s key financial backers.

Why is this interesting?

**Compliance channels are opening up.** A legitimate bank regulated by the FDIC is publicly announcing its transition to digital asset infrastructure. This isn’t just lip service—they are actually planning to make loans and do real business. Traditional finance is reaching into the crypto world through legal and compliant means.

**Political winds carry a signal.** The owner’s close ties to Trump are noteworthy. Given Trump’s recent crypto-friendly stance, Monet could just be the first mover—will more traditional capital find its entry point soon? It’s worth keeping an eye on.

**What does this mean for the market?**

A small bank alone won’t create a huge wave, so don’t expect immediate market pumps. But it acts as a probe, testing whether the channel between traditional finance and crypto is open. If this model proves viable, more “Monets” could emerge, bringing new capital and financial services.

**What should retail investors do?**

Don’t get overexcited—keep three things in mind:
First, this validates the big trend of crypto assets being accepted by traditional finance—you’re positioned in the right direction.
Second, closely watch if other small and medium US banks follow suit, and pay attention to regulatory changes after next year’s election.
Third, hold tight to your core assets that could become bank collateral in the future—hold your spot positions and wait for the trend to expand.

A poker master who’s great at card counting is making a bet on crypto at this moment. Has he seen some hidden cards, or is he just betting on political expectations? What do you think?