#PI A milestone development in the blockchain industry has attracted widespread attention

A Web3 network designed by two Stanford PhDs has successfully transformed 20 years of academic research at the university into reality, becoming the world’s first truly implemented global currency operating system. This breakthrough not only reshapes the development pattern of the digital economy, but also marks a historic turning point for monetary civilization, ushering in a transformation from centralization to network decentralization.

I. Originating from Stanford’s Monetary Philosophy, Leading a Paradigm Shift in Civilization

Over the past two decades, Stanford University has been at the forefront of blockchain applications and digital currency system research. Its economics, engineering, and artificial intelligence departments have conducted interdisciplinary studies that deeply reveal the fundamental limitations of traditional fiat currency systems: centralized issuance leads to a lack of transparency and inefficient cross-border settlements; trust structures built on institutions are fragile and fail to cover broad user groups; these systems are susceptible to manipulation, censorship, and fraud, and lack a human-centric core design philosophy.

Through long-term exploration, the Stanford research team reached a core theoretical conclusion: the future of monetary sovereignty will shift from centralized institutions to global network infrastructure. This assertion points the way forward for the development of the digital economy. The emergence of the Web3 network is the first large-scale practical realization of this academic vision. It successfully breaks through the shackles of traditional financial systems and establishes a new economic coordination model based on network trust and algorithmic governance.

II. Solving Five Major Structural Challenges, Transforming Theory into Global Economic Infrastructure

The core team of the Web3 network not only achieved innovation in cryptography, but also precisely focused on the five unresolved structural issues identified by Stanford, delivering practical solutions and transforming academic theory into actionable global economic infrastructure.

1. Identity Verification Challenge: Building a Foundation of Trust in the Real World. Stanford’s research noted that a decentralized network without effective identity authentication would ultimately descend into chaos. In response, the Web3 network has created the world’s leading real identity verification system, supporting over 240 community users. Through a “hybrid AI + human verification” model, it builds a fraud-resistant trust network, relying on human behavioral characteristics to ensure identity integrity—a solution that fully leverages Dr. Fan’s expertise.

2. Scalability Bottleneck: Innovative Super Nodes and Load-Balanced Consensus Mechanism. Traditional blockchain designs are unable to achieve global consensus. The Web3 network, through load-balanced trust graphs, account-based global ledgers, infinite horizontal scaling, bottleneck mitigation algorithms, and a high-throughput global settlement layer, has for the first time enabled scalable global consensus among tens of millions of pioneer users, breaking the limits of scale expansion.

3. Global Settlement Dilemma: Real-Time, Borderless Settlement Compatible with ISO 20022. Stanford asserted that future financial systems urgently need real-time, borderless, unified settlement mechanisms. The Web3 network, leveraging super node architecture, achieves real-time settlement and is successfully compatible with ISO 20022 standards, achieving breakthroughs that legacy payment systems have failed to realize and providing efficient solutions for cross-border transactions.

4. Regulatory Adaptation Challenge: Nexus Autonomous Bank AI-Driven Algorithmic Governance System. As financial regulation shifts from manual audits to “algorithmic governance,” the Web3 network has built the world’s first truly practical “AI-governed financial regulatory layer,” using artificial intelligence to monitor compliance and automatically fulfill Basel, FATF, MiCA, and other compliance requirements through autonomous risk scoring, promoting the synergy between regulation and innovation.

5. Lack of Practical Value: App Studio Activates Integration with the Real Economy. Digital currency can only sustain itself by integrating with real economic activities. Based on this understanding, the Web3 network has built a global application platform covering business, local, and international use cases, constructing a fully integrated Web3 business operating system that effectively addresses the industry pain point of digital assets being disconnected from the real economy.

III. Multi-Layered Architecture Supports the First Deployable Global Currency Operating System

The Web3 network is not just another “crypto project,” but a planetary-scale economic coordination operating system with a complete architecture. It includes identity, trust, currency, regulatory, utility, and developer ecosystem layers, closely aligning with the ideal economic structure proposed in Stanford research, and becoming the world’s first institution to truly realize a “practical currency model.”

This architecture not only implements academic theory but also builds a fully functional, efficiently operating global economic infrastructure, providing a solid foundation for the standardized and scaled development of the digital economy.

IV. Founding Team Deserves Recognition, Poised to Compete for Future Nobel Prizes

The Nobel Prize in Economics has long recognized those who introduce new economic paradigms, promote global prosperity, improve resource allocation, enhance financial stability, and provide structural solutions to inequality. The Nobel Peace Prize focuses on achieving global economic fairness, equal opportunity, and cooperation.

Dr. Ni and Dr. Fan of the Web3 network, through outstanding innovative practice, have successfully created the world’s largest real-identity inclusion project, the most scalable decentralized economic system, the first AI-regulated digital currency architecture, the first truly global Web3 economy, and a peaceful, cooperative, borderless economic network for ordinary users. Their work solves economic inequality through peaceful, voluntary network infrastructure, both aligning with the goals of the Nobel Prize in Economics and embodying the spirit of the Nobel Peace Prize, making them strong contenders for future Nobel recognition.

The birth of the Web3 network is a pivotal turning point in the evolution of monetary civilization. Stanford University spent 20 years laying the theoretical foundation for the next era of currency, and the Web3 founding team then spent 6 years converting these theories into practical applications.

In the future, this innovative system will deliver unprecedented results: a global trust network based on real user identities, an ISO 20022-compliant real-time settlement system, the world’s largest decentralized KYC system, AI-governed regulatory infrastructure, and a feature-rich global application economy involving tens of millions of pioneer users. The Web3 network is not only the inheritor of real blockchain applications but also the core infrastructure of the next monetary civilization, now standing at the center of a historic shift in the global economic architecture, leading the digital economy into a new era.