The article explores the complex compliance and regulatory risks facing the crypto industry, focusing on SEC's framework, audit transparency, and global KYC/AML standards. It details SEC's asset classifications and exchange registration, emphasizing regulatory shifts and anti-money laundering requirements. The discussion extends to stablecoin audit transparency, reserve management, and cross-jurisdictional KYC/AML challenges impacting financial institutions. Key solutions include technology-driven RegTech platforms and AI-enhanced compliance strategies. It serves crypto firms, investors, and regulators aiming for secure, transparent, and efficient crypto trading environments. Keywords: crypto compliance, SEC, stablecoin audits, KYC/AML, RegTech.