Stablecoin payments are experiencing explosive growth. Annual transfer volumes have surged into the tens of trillions, fueled by three major advantages: lightning-fast settlement times, dramatically reduced transaction fees, and seamless cross-border accessibility. Here's what's interesting—as payment infrastructure scales globally, the underlying mechanics shift. Instead of relying on anonymous identifiers, systems increasingly prioritize human-readable names and identities. This fundamental shift reflects a mature payments ecosystem where usability meets security at scale.