Everyone's talking about how AI is reshaping capital markets and redefining our entire approach to work. The hype is real—algorithms are making trades, automation is replacing workflows, and the narrative around productivity has completely shifted. But here's the catch: we're basically riding a wave built on what might happen, not what's actually here. The infrastructure? Still catching up. The proven use cases? Fewer than the headlines suggest. And when you've got this much speculation baked into valuations and expectations, you're staring down some serious risk exposure. It's not that the revolution isn't coming—it's that we might be pricing it in way too early.