ChatGPT揭露百万美元加密货币杀猪盘骗局,助受害者避免更大损失

GateNews

一名圣何塞女子玛格丽特·洛克(Margaret Loke)在一场加密货币“杀猪盘”骗局中损失近百万美元后,通过向 ChatGPT 咨询才识破骗局。洛克去年在 Facebook 上认识一名自称“艾德”的男子,并在 WhatsApp 上建立恋情。随后,艾德引导她将资金汇入其控制的虚假加密账户,最初金额为1.5万美元,随后洛克从个人退休账户中转出超过49万美元,并申请30万美元二次抵押贷款,总计损失近100万美元。

洛克在账户被冻结、对方要求再支付100万美元解冻时求助 ChatGPT。人工智能提醒她这是典型诈骗行为,并建议她报警。最终,调查确认洛克一直向马来西亚银行汇款,资金被诈骗团伙取走。

“杀猪盘”骗局通过长期建立情感信任,再引导受害者投入虚假投资,近年来在 WhatsApp 等平台猖獗。Meta 已在今年8月删除超过680万个相关账户。美国联邦调查局(FBI)互联网犯罪投诉中心(IC3)数据显示,2024年针对美国老年人的网络诈骗损失高达93亿美元,多源自欧洲和东南亚诈骗团伙。

消费者机构及监管部门警告,网络恋情中涉及的加密货币投资请求往往为关系诈骗特征。一旦资金通过海外渠道转移,追回难度极大。洛克案例显示,AI 工具在识别和防范加密货币诈骗中开始发挥重要作用,为受害者提供及时警示,减少财产损失。(Decrypt)

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