In the group chat, there are again screenshots circulating about stablecoins being regulated, reserve audits having suspicious issues, and imminent de-pegging, which makes my head hurt.

To put it simply, beginners want to judge "trustworthiness," but don't look at the KOL's loud voice first; look at three things:
Is the GitHub actively maintained over a long period (not just a bunch of commits overnight)?
Does the audit report specify scope/version number/known issues and how they are handled (if it only says "no major risks found," it's basically as if nothing was written)?
Upgrading multi-signature is even more critical — who can sign, how many keys, are there delays and public announcements?
If you don't even know "who can move your money," don't talk about feeling secure.
Anyway, when I encounter rumors, I first stop and check the contract address and the latest upgrade record.
That's it for now; I will double-check the list of multi-signature signers for a certain commonly used protocol.